Haven’t updated the blog for nearly two years. I think it’s a pretty confusing time in the financial history of the world, more so than usual. Don’t want to add to the noise and am merely observing the chaos. I bet there’s more to come.

With today being the pre-election week, watching the markets a little closer than I normally do these days.

Hope you’re making money out there in the circus.


It’s that time of year again,… time to pull the hair out trying to find just the right gifts for my clients, and to sign cards with meaningful messages. In my search for gift ideas I came across this essay by Ralph Waldo Emerson (yep, lived and died in 1800’s), called “Gifts”. The very first sentence amazed me in a way we’re usually surprised to find that people in the past had lived through, and felt similar things as we are:

It is said that the world is in a state of bankruptcy, that the world owes the world more than the world can pay, and ought to go into chancery, and be sold.

Everything happens in cycles within cycles, and humanity keeps on ticking. We keep on living. That is my gift to you for the holidays 🙂 – hope that no matter how crazy things seem right now, know that you will prevail.

~ Happy Holidays ~

P.S. Still accepting suggestions for business gift ideas

Merry Christmas


I’m writing a long post on a niche topic – I hope you’re in that niche – and in the meantime, here’s a few links and bits that caught my eye:

  • Extreme Saving: Setting a retirement goal of age 35 — the comments are pretty interesting, but then, I’ve been living under a rock for a couple of years, shunning both mass media and most online forums.
  • 5 reasons investors can’t set it and forget it — this is about the dangers of stop-losses. Funny comments, again. Like this one: “Obviously Hodson didn’t believe in stop loss orders when running a growth fund in 2008 he was down over 70% at one point in 2008…shouldn’t be allowed to give advice to anyone about running money…..brutal.” Always, consider the source.
  • Simple Savings — the slogan here is “Learn to save money on just about EVERYTHING!”. Frankly, I find the look of the website daunting although it has a huge following and probably a plethora of awesome savings tips. Despite keeping the page open for a couple of weeks, I haven’t gone beyond the front page. From time to time, I just like to glance at the shocking cost of skincare on the opening page. That fact alone is worth a visit.
  • Back in March, Questrade IQ was updated to allow mini options trading. Here’s more info on that.
  • “President Obama and his family will be going to Africa later this month. But the trip won’t be cheap; it’s expected to cost American taxpayers $60 to $100 million, according to the Washington Post.” Mmmmmkay…