Canada really needs some competition in the financial sector! Try finding a savings rate above 4.01% or less than 5.9% APR credit card.

Our neighbors to the South really have it good: 5.15% savings and 0% APR credit cards! I’m sure there’s more once you start digging. These are just the things I’ve been looking for in Canada, and that’s my personal pet peeve of the moment – not much service selection here.