Just look at my blog roll: Million Dollar this, Million Dollar that… Seems a lot of people are fixated on this round number. There must be a story behind it. Why a million dollars? (Seriously, if you know or have any ideas, please share). And how is $1ml different from $800,000? I think that most -average- people would find they actually need less than a million to feel comfortable and do what they please. There would most definitely be a threshold amount, after which their satisfaction with getting/making more would be diminished (I know, nothing new: Joe Dominguez and Vicki Robin covered it pretty well in Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Fully Revised and Updated for 2018, I still think it’s worth discussing.)

I would be comfortable enough if we had a 5-year cushion and a paid off house (in Europe, which may be a bit more than a paid off house in Canada). That’s it, nothing more. I enjoy my work very much and don’t even dream of retiring yet, not by 35, not by 40. I would like to have kids while in my 30’s so that might be sort of a temporary retirement, but the cushion would supposedly take care of that.

BUT….I’m not sure that aiming relatively low in terms of desired Net Worth is the right strategy. After all, they say if you wish for something bad enough, you’ll eventually get it, because all your actions – even if subconsiously – will be aimed at that desired goal. I should make myself want more, brush aside all the modesty and wish for a million.

Once I re-condition myself, I’ll rename my blog “re: Million Dollars”.