The financial tech company Wise, formerly TransferWise, offers a cheap way to send money from the U.S. to over 70 countries. The exchange rates are some of the best you’ll find. You can fund a Wise money transfer in various ways, such as with a bank account or credit card, but recipients need to have a bank account.

I don’t really use their main feature that much but have found some other Wise services very useful. Here are my favorite things:

Debit Cards

This is only available in some countries. You can obtain a physical VISA card that will allow you to use your Wise balance in the real world without transfering money to your local bank account.

Virtual Cards and “Freezing”

You can generate virtual credit cards on the fly. This is very useful if you want to pay on websites that you don’t trust or when you don’t want the vendor to automatically withdraw monthly payments. Once again, you would use the funds in your Wise account. After submitting payment, you can then freeze that virtual card number until next time.

International Accounts

If, as a Canadian, you ever need a US-based account in order to receive US dollar payments, Wise gives you that, with routing number, branch address and all that. Same thing for receiving Euro bank transfers and other currencies.

Promo code link

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Have you ever been stopped by the police when you’re walking down the street? Regulation 58/16 prohibits the ARBITRARY collection of identifying information by police.

You can learn more about your rights during street checks by visiting https://t.co/Yg922UfTvc#KnowYourRights

— Toronto Police (@TorontoPolice) April 16, 2021

As we review the new #COVID19 provincial regulations announced today, please note that we will continue to focus on the 4 Es when it comes to enforcement.

We will not be conducting random vehicle or individual stops.

For more information, visit: https://t.co/nbwldme20S pic.twitter.com/yJaAtZzeGE

— Waterloo Regional Police (@WRPSToday) April 16, 2021

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Toronto… Canada’s Los Angeles of sprawl. Its London of diversity. Its Seattle of real estate prices. Its San Francisco of bizarre political governance. Its Singapore of Chinese money laundering.

The post Toronto in a Nutshell appeared first on Phantasmix.com.

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Article published at Morningstar.com, written by Pat Dorsey, CFA on July 21st, 2006. See PDF attachment.

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It is said that the world is in a state of bankruptcy, that the world owes the world more than the world can pay, and ought to go into chancery, and be sold.

Everything happens in cycles within cycles, and humanity keeps on ticking. We keep on living. That is my gift to you for the holidays – hope that no matter how crazy things seem right now, know that you will prevail.

~ Happy Holidays ~

P.S. Still accepting suggestions for business gift ideas

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I’ve mentioned Harriman House before. They sell trading and investing books, and today they’re having a mad sale: 12 offers in 12 hours, 1 book per hour.
They’re offering well-known titles at, like, $5 for the eBook version.

Winter Sale link

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