Comments on: “Couch Potato” Lazy Canadian ETF Portfolio Update – 6 Years Later

By: Phantasmix

Phantasmix — Tue, 02 Apr 2013 14:25:24 +0000

Nice mix! agree with your list.
But DBA? I’ve been watching it since oh… 2008 or so. So far it returned -9% over the last 5 years, and I believe they have carrying fees like a mutual fund. Hold on, going to check…

Ok, so zero dividend. Options are not very interesting, cheap (I’m of course thinking about writing calls). Expense ratio is 0.93%.

By the way, DBA holdings include mammal meat + GMO crops. I’m going to add that I’m opposed on that basis as well 🙂

Wouldn’t be fair to diss your choice without offering alternatives:
RJA – Jim Roger’s fund but too similar to DBA
MOO – haven’t properly looked into it
WEET – grains only
DIRT – grains + others

Will look into WEET more closely in a separate post, at first glance I like it.

By: Dirk

Dirk — Tue, 02 Apr 2013 11:05:11 +0000

I don’t have a long term portfolio 🙂
If I would create one (for the next 30 years), I would go for :
– Gold
– Agriculture (DBA) : we’re going to be so many on this planet , and we all need food.
– and drinking water : something that has to do with water technology. Another huge future challenge.

By: Phantasmix

Phantasmix — Thu, 21 Mar 2013 16:22:24 +0000

Hi Dirk,
I think I’d do better with more specific sector ETFs.

Maybe like this:
2 ETFs – broad markets: 1 US, 1 developing
4-5 ETFs – a mix of narrow-focused funds, REIT, transport, commodities…

Also, I think it’s now more difficult to find ETFs that charge reasonable fees or at least have distributions that offset that. A lot of them jacked up their maintenance fees to safeguard against another market drop, so no matter what, they get their cut.

This is just off the top of my head, as I haven’t researched anything specific lately.

What’s in your long-term portfolio?

By: Dirk

Dirk — Wed, 20 Mar 2013 21:21:00 +0000

And if you would create a portfolio right now, what would you choose ?
Regards,
Dirk